1. Darmek “Mudbeard” Stonetoe
Race: Dwarf
Occupation: Prospector
Appearance: Caked in mud and dust, his beard matted with dried clay, boots dripping on the clean floor
Personality: Gruff, proud, patient—but quick to anger if insulted
Scene: Most of the bank staff scowl or scoff at Darmek as he sloshes through the polished lobby, leaving dirt in his wake. But when he dumps three fist-sized gold nuggets onto the counter, attitudes shift fast.
Hook: Darmek is registering his first-ever account after striking gold in the hills north of the city. He’s wary of city folk and might ask the party to accompany him back to his dig site—for a cut of the next haul.
Quote: “It ain’t pretty, but this mud’s richer than half your clients.”
2. Syllen & Talaris Leafglow
Race: Elf
Occupation: Aspiring tea merchants
Appearance: Delicately dressed, matching green-and-gold robes, holding hands nervously
Personality: Syllen is soft-spoken and idealistic; Talaris is articulate but defensive
Scene: The two young elves are seeking a startup loan to open “Leafglow Infusions,” a tea shop featuring exotic blends from Chult, Rashemen, and Kara-Tur. The banker seems unconvinced, muttering, “Not exactly a necessity.”
Hook: They may seek help procuring rare leaves, writing a proposal, or even presenting a sample to nobles.
Quote (Talaris): “We don’t just sell tea—we sell serenity. Experience. Escape.”
3. Gravaka Boulderstride
Race: Goliath
Occupation: Ex-soldier, now a stonemason
Appearance: Towering, broad-shouldered, wearing a cracked leather apron
Personality: Loud, intense, surprisingly detail-oriented
Scene: She’s in a shouting match with a trembling bank teller over a three-copper service fee.
Hook: Gravaka has been nickeled and dimed by the bank one too many times, and now suspects she’s being scammed. She may recruit the party to audit her account or get to the bottom of the error.
Quote: “THREE COPPERS?! You think I don't notice because I work with rocks instead of ledgers?!”
4. Tallowtail “Tally”
Race: Tabaxi (White-furred)
Occupation: Security Guard
Appearance: White-furred with gray tabby markings, uniform slightly too tight, leaning against a marble column
Personality: Sleepy, sarcastic, a former adventurer who "retired" into easy work
Scene: Half-asleep at his post, tail twitching, occasionally startling awake and pretending to scan the room
Hook: He’s seen “some things” in his past and might recognize a PC from a job long ago. He’ll talk if offered food or gossip. He also suspects someone inside the bank is skimming gold, but can’t prove it.
Quote: “Mmm… ‘s alright, if nothing explodes before lunch.”
5. Merri Buckwhistle
Race: Halfling
Occupation: Unknown—but highly cautious
Appearance: Small-framed, hooded cloak, one hand constantly on her purse
Personality: Paranoid, meticulous, unassuming
Scene: Merri is purchasing a lockbox for her purse, which she treats like it's carrying a god’s heart. She won’t even let the clerk touch it.
Hook: What’s in the purse? She might be smuggling something, protecting a secret artifact, or hiding from someone powerful. If followed or questioned, she becomes extremely evasive.
Quote: “It’s not the value that matters. It’s who wants it.”