John Cutter is the leader of the Coins & Cloaks guild. Once a feared pirate captain ruling the northern seas with an iron fist, Cutter has since turned his ambitions to the shadowy world of thievery and arcane manipulation. Under his leadership, the guild, operating under the facade of the magic item shop Coins & Cloaks in Khar Benidir, seeks the powerful Sands of Time artifact. Cutter is obsessed with regaining his past glory which drives the guild's dangerous pursuit of time manipulation.